Hey, maybe you may have heard about Group 46:10 on the radio recently. It is true and we’ve been advertising because we have this new thing that we think is so cool. It’s a web site for you the consumer. What it does is it helps you establish whether or not it’s best to do a short sale or stay in your home. It’s called the short or stay calculator. My name is Kevin Kauffman and I’m the co-founder of Group 46:10, one of Arizona’s main short sale teams.

The factor I want you to know is we have now developed this web site for you the consumer. It’s so that you can perceive whether or not a short sale is the right decision to your situation. Possibly waiting out the market is the proper factor for you to do. Perhaps you have heard Chuck Powell talking about it on the radio because he is definitely been bringing it up quite a bit. We are so excited there are extra people than ever which have been coming to us and trying to get data and getting these questions answered about whether or not a short sale is correct for them. Once more, we are Group 46:10, one of Arizona’s main short sale groups and we’re here to help. So maybe you might have some questions and we’d love to assist you. Please give us a call at 602-492-4610. We would love to talk to you about your property whether it’s underwater or you don’t have a mortgage at all. Either way we can help you out. Thanks so much and we look ahead to speaking with you soon.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Welcome, have you been thinking about doing a short sale but you are honestly scared of the credit affects that go along with becoming delinquent on your mortgage payment? Well, it’s a natural fear that many people have and it’s okay. In fact, I am glad you found this video today.

I am Fred Weaver and my business partner Kevin Kauffman and I run one of the country’s top real estate teams and Arizona’s elite short sale team. I have actually been through this same situation myself. I have had great credit for most of my life, but a couple of years ago I got in over my head with some homes and made some bad decisions. Maybe you didn’t make bad decisions, it could be that you are just the product of a bad real estate market over the last few years. Let me tell you, first and foremost, your credit doesn’t define you. That’s really important for you to remember because even if you are a little scared of becoming delinquent on your loan and thinking about a short sale, it is important that you remember your credit does not define you. It’s also important that you know that you are eligible to buy a house again in as little as two years; in fact, some individuals are now able to buy a home after they short sale in less than two years.

Get in touch with us today at Group 46:10 because we would like to talk to you more about your foreclosure alternatives, your credit concerns and any other questions you have regarding the short sale process. Our phone number is 602.492.4610 or you can complete the form on our website and we’ll be in touch with you to answer all of your short sale and real estate questions.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Hello everybody my name is Kevin Kauffman and I am the co-founder of the nations leading short sale team Group 4610. My business partner Fred Weaver and I are working with Arizona householders day-after-day and use this blog to share precious info on your options for avoiding foreclosure. If your mortgage is underwater and you should sell your distressed property fast please go to my web site or call me at this time to find out how Group 4610 may help you.

For my weblog at the moment I wished to talk with Arizona owners who have their mortgage through Provident Funding in regards to the opportunity to complete a short sale at this moment. A lot of Arizona householders have been asking about Provident Funding in the last few months and their short sale publicity continues to rise. In fact, I have taken on more Provident Funding short sale files within the last three months than I had within the last three years. One factor Arizona homeowners should know is that some Provident Funding approval letters make mention of coming after the homeowner for any deficiency balance owed. Most often in Arizona this not allowed and each file I take on we fight to have all deficiency rights waived before the short sale is complete. Sometimes it is necessary to re-negotiate these approval terms and it is important that your short sale agent knows this is an option. At Group 4610 now we have closed over 600 short sales in the last 4 years and have expertise working with numerous lenders within the Arizona area.

If in case you have questions about your Provident Funding mortgage or are ready to begin your short sale please fill out a contact form on my website or call me today. On my web site you will also discover our Short Or Stay Calculator that can assist you determine if a short sale is right for you. Thank you for your time at this time and I look forward to helping you in the future with your Arizona real estate needs.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

On this ever altering real estate market, have you ever been wondering, what precisely is the worth of my home? Have you ever been wanting to know what your equity appears like in your house? Possibly you are one of many unfortunate homeowners who’re upside down on your home and you have been questioning if a short sale is correct for you. Well, my name is Fred Weaver and I’m the co-owner of Group 46:10 with Keller Williams Realty. For 2 years in a row now we now have been named to the Wall Street Journal Real Trends, Top 250 real estate teams. We’re also one of Arizona’s leading short sale teams.

I’m excited to share with you a brand new tool that we’ve created. It is going to convey clarity to what your own home is exactly worth by returning an estimated value to you and in case you are in an equity position, you’ll know exactly what your equity is, and what you can sell your own home for right now and walk away with cash in hand. If you are one of the homeowners who’re underwater on your own home, and you are wondering should you ought to wait the market out, or is a short sale right for you, our calculator may also help you as well. It would let you know when the approximate mortgage balance on your private home and the value of your house will get back to that very same quantity and put you back in an equity position. It’s going to additionally let you know how long that is going to take so you possibly can evaluate whether or not a short sale is best for you or not. Enjoy our calculator; I actually believe this instrument will assist you and your family.

Once more, I am Fred Weaver with Group 46:10, one of Arizona’s main short sale teams and we’re right here to help. Call us here at the office if you have any further questions. Our number is 602-492-4610. Thanks a lot, and have a fantastic day.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Do you have a home loan with Cenlar, Metlife or Provident Funding and you have been browsing online looking for information on how to do a short sale with one of these lenders? I’m Fred Weaver and I’m the co-owner of Group 46:10 at Keller Williams Realty, one of the nation’s premiere real estate groups and the number one short sale team in Arizona.

The reason I mention these three mortgage companies, Cenlar, Metlife and Provident Funding, today is because they are three smaller lenders that you will find not many short sale agents are experienced in working with. Our team currently has experience in doing multiple transactions with each of those lenders. We have also done over 600 short sale transactions in the past few years. I do not tell you this to brag, I only want you to know that if you are wondering what to do with your home, if a short sale is right for you and if anyone has practice in dealing with these three lenders, that we do. Historically speaking, these three banks can be very tough to deal with and we have had to escalate files with them in the past. We’re working diligently with our current customers on their short sales and getting some great results with Cenlar, Metlife and Provident Funding.

If you’ve got more questions on the short sale process, want to know how to overcome issues with Cenlar, how to avoid value disputes with Metlife or how to speed up short sale approval with Provident Funding, give us a call at 602.492.4610. If you are on one of our websites, complete the short form to find out what your house is approximately worth and if a short sale is right for you. Myself or my business partner Kevin would like to speak with you, coach and guide you and answer any questions you may have on the short sale process. We only want to be a resource for you on the short sale process.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Hello there, have you been wondering how long it truly takes to do a short sale? Are you perhaps in a situation where you realize you have to short sale but not quite positive when to move into that next place, wondering when to get into the following rental, or questioning how long you’ll be able to stay in your house with out making payments. Well, my name is Fred Weaver and I am one of many co-homeowners of Group 46:10 at Keller Williams Realty. Not only are we one of the top 200 real estate teams within the nation, however we’re additionally the highest short sale group in Arizona. We have helped a whole bunch of householders over the previous few years. We’ve even coached many householders on this very same topic which is, when is the best time to move? In case you are in this state of affairs, it is nice to make one of the best of it. What I imply by that is if in case you have the opportunity to live in your house rent free or mortgage free throughout the process, why not do it? Why not take some of that cash and put it aside. Go ahead and set yourself up right when that subsequent transfer comes.

At Group 46:10, we coach you and help direct you thru the short sale process. On average, a short sale takes about three and a half months to as much as six months. On average I wish to say it’s a few 4 to 5 month process. There is a timeframe in there where you possibly can stay within the house for some time but there is also a timeframe where you will need to start searching for your subsequent place to live.

When you have any questions on short sales or how the process works, give us a call. We might help you perceive how you can work with our group and assist you to list your private home today. Once more, we’re Group 46:10, Arizona’s top short sale team and we would like to answer your questions and talk to you about your situation. Our number is 602-492-4610. We even have a form on our web site that will allow you to decide if a short sale is your only option or if staying in your home can be better. It’s called our short or stay calculator so test it out today. Thanks and we are looking ahead to talking with you soon.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

One of the regular questions that I get asked quite a bit from short sale sellers, or homeowners that are interested in a short sale, is, “If I really do move forward on this short sale, do we have to market my house on the internet and actually say that it’s a short sale?” I am Fred Weaver and I am the co-owner of Group 46:10, one of the leading real estate teams in the whole nation and the most successful short sale business in Arizona; over the past couple of years we’ve successfully negotiated over 600 short sale transactions for families like yours.

I’ve been asked this question lately about marketing a home and actually having to market it as a short sale. Yes, it’s very important that you market and advertise as a short sale and I’d like to tell you why. You do not have to worry or feel weird that others are going to look down on your property listing because it is listed as a short sale. The reason you want to market your property as a short sale is because you want to get a buyer that’s going to be committed throughout the transaction; this commitment is knowing that a short sale takes some time and that they are going to be patient and wait through the process.

Our system that has produced over a 90% success rate on short sales, requires that a buyer puts down a particular amount of earnest money on a transaction that they commit to wait up to 90 days to get the bank’s short sale approval and that they do their inspection at the time of contract acceptance. I know this is quite a bit of information and I would like to explain to you why we do these things, so call me today if you have added questions regarding short sales or want to talk about how we market our short sales; our phone number is 602.492.4610. If you’re on one of our websites, complete the short form to figure out what your home is worth and establish if a short sale is right for you.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Hello everyone my name is Fred Weaver and I am the co-founder of the nations leading short sale team Group 4610. My business partner Kevin Kauffman and I have helped over 600 Arizona householders complete a short sale and wish to share our experiences with distressed property house owners who may be in a similar situation. If your mortgage is underwater or if you simply have to sell your distressed property quick please take a minute to browse my web site or call the office directly to learn how Group 4610 may help you.

For my weblog at this time I needed to talk with Arizona homeowners about the Mortgage Debt Relief Forgiveness Act that’s expiring soon and a few additional ways to avoid tax consequences from a short sale. Many Arizona owners have instructed me they are concerned that with the Mortgage Debt Relief Forgiveness Act expiring at the end of 2012 they will not be capable to complete a short sale. Fortunately there are some different options for Arizona owners to avoid paying taxes on the difference between the selling price and the mortgage balance on your home. This forgiven debt is considered to be income and with the massive mortgage balances on the market it could lead to a considerable amount of taxes owed at the end of the year. At Group 4610 we’re planning ahead and have found some choices for Arizona homeowners who may not be able to afford this appreciable tax bill resulting from their short sale.

In case you are contemplating a short sale but concerned in regards to the tax implications please fill out a contact form on my website or call my workplace directly to discuss your options and get your questions answered. On my website you can also find our Short Or Stay Calculator that may help you decide if a short sale is right for you. Thank you for your time today and I hope to hear from you soon at Group 4610 in Arizona.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Hi is your mortgage underwater? Do you have a home within the Arizona area the place your mortgage is simply flat out costlier than what your private home is worth? Well my name is Kevin Kauffman and that is Fred Weaver. We run certainly one of Arizona’s main short sale teams known as Group 46:10. Kevin and I aren’t that much different than you. In fact each of us have owned several properties over the previous few years which were underwater. We have been confronted with the identical choice that owners like you are confronted with. Does it make sense for me to proceed to pay this mortgage on this property or does it make sense for me to figure out how one can get out of it? A lot of house owners within the Arizona area are considering it.

I owned a property that I bought for $500,000 about six years ago and my payment on that property was a whopping $3,300. I looked at it and my property was worth literally $275,000. I did the math on it and I figured out that I was going to truly end up spending hundreds of thousands of dollars to get the value and my balance back to even. Lots of homeowners are in that same situation and you are wondering if you are able to do a short sale. The reply is, yes you can. If you would like assistance determining how these numbers work, try our short sale decision calculator. It is a tool where you can plug in your numbers and it’ll send you a detailed report. We like to offer that report free of charge on our website which is www.Group4610ShortSale.com. Again, we’re Group 46:10, one of Arizona’s main short sale teams and we really want to help you out. We would like to consult with you about your options so give us a call today. Our number is 480-449-6642 or fill out the form right here on our website. Thanks and have an excellent day.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Hello, do you have a home loan with Alliant Credit Union and are wondering if there is any assistance for you when it comes to a short sale and moving out of your house. Maybe you’re having problems paying your mortgage and you have Alliant Credit Union as your mortgage company. I’m Kevin Kauffman and this is Fred Weaver; we are Group 46:10, one of Arizona’s most successful real estate and short sale businesses. We have some experience with Alliant Credit Union that we’d like to tell you about.

We’ll be upfront with you, they’re not a big credit union, but for those of you watching this it is because you have a loan or mortgage with Alliant Credit Union. Maybe you’re trying to find someone with experience in working with them but probably haven’t found many agents because they do not do that many home loans. We actually are doing a short sale right now with Alliant Credit Union; they’ve just given us short sale approval on this loan and we’re in the closing process. To be honest with you, there are only a couple of specific things that you need to get prepared to do an Alliant Credit Union short sale that I’d be eager to share with you over the phone.

Rest assured Alliant Credit Union does approve short sales. If you have a loan, HELOC or mortgage with them and you are in a situation where you’re wondering if you can do a short sale with them, the simple answer is yes. We’d like to talk with you more about your particular situation and share with you our experiences and results as one of the best short sale teams in the nation. We’re here to help so please pick up the phone because we would like to answer your short sale questions. We will not force you into doing a short sale if you’re not ready, we are simply here to be of assistance to you and answer your short sale questions.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.